Implementasi Manajemen Keuangan Syariah terhadap Peningkatan Pendapatan Usaha Micro di Kabupaten Sampang
Keywords:
Sharia Financial Management, Micro Business Income, Financial Literacy, Sharia FinancingAbstract
This study aims to understand how Islamic financial management is applied to increase microbusiness income in Sampang Regency. This study focuses on factors that influence success, such as consistency in applying Islamic principles, assistance from mentors, and the administrative readiness of business actors. This study uses a qualitative approach through case studies, namely collecting experiences from business actors, mentors, and Islamic financial institutions. The results show that success in implementing Islamic financial management is influenced by three main factors, namely the consistency of business actors in implementing Islamic principles, continuous assistance from mentors, and their administrative readiness. Some business actors have succeeded in increasing their income due to good financial record keeping and the use of sharia financing, although there are also those who face technical and comprehension problems. These results show that sharia financial management is not only religious in nature, but can also be a way to strengthen the economy with good values. Therefore, it is recommended to implement a collaborative, practical, and sustainable training model for more effective implementation.
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