Analisis Pemahaman Masyarakat Tentang Riba dan Keputusan Berhutang dengan Sistem Bunga di Desa Waringi
Keywords:
Riba, Debt, Interest SystemAbstract
Accounts payable with an interest system is supported by several factors that occur in the community. This is done with two sets of problems: how does the understanding of the people in the north village of Waringi, and what is the factor that encourages people in Waringi village to be in debt at interest. The study is a field research type with a qualitative descriptive approach, data collection techniques by observation, interview, and documentation. Research shows: the first part of population in the village of Waringi the northern lobby district understands that the usury is illegal. Some people only understand that riba is taking an additional interest in debt as is done by loan sharks and interest Banks, so that the riba is taking a double or high profit in the market, but some people again do not understand usury at all. Thus the researchers concluded that some villagers in Waringi did not understand usury. In this study local people have little understanding of usury but still pursue the practice of debt with interest systems. The two factors that encourage people in the village of Waringi to be in debt to the interest system are the internal factors os business capital, of the need of living factors, of urgent need, and of the lack of scientific knowledge about usury. And the external factor is the easygoing factor.
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